7 Investment Ideas For Inflation Protection [2023]

Andrew C. McGuire

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Are you looking for investment ideas to protect your wealth from inflation and a recession? Investing in gold, fractional ownership, crypto IRAs (Individual Retirement Accounts), high-yield savings accounts or index funds are all potential strategies. In this blog post, we will check out the advantages of these various types of investments as well as their associated risks. We’ll look at Gold IRAs, Fractional Ownership options and Crypto IRAs; High Yield Savings Accounts; REIT Index Funds; S&P 500 Index Funds, and Real Estate Rentals. All can be great ways to secure your financial future if used wisely. But before we dive into some investment ideas, check out what quarterback Joe Montana says about Augusta Precious Metals and why he believes that the company is the best of all investment companies out there.

Gold IRA

A Gold IRA is a retirement account in which physical gold is held as an asset. It provides investors with an opportunity to diversify their portfolios and protect their wealth from inflation and economic downturns. Investing in gold can be beneficial for those looking to secure their financial future, as it offers several advantages over other types of investments.

One of the fundamental benefits of investing in a Gold IRA is diversification. By adding physical gold to your portfolio, you are able to spread out your risk across different asset classes, reducing the overall volatility of your portfolio. This helps ensure that if one type of investment performs poorly, others may still be doing well and help cushion any losses incurred. Additionally, since gold prices tend to move independently from stocks or bonds, having some exposure to this asset class can provide additional protection against market fluctuations.

Another advantage offered by Gold IRAs is liquidity; they can easily be sold for cash when needed without incurring large fees or taxes like other investments such as real estate, money market funds, or private equity holdings might incur upon sale. Furthermore, many people find comfort in owning tangible assets such as precious metals due to their stability compared with the paper currency which can fluctuate drastically depending on economic conditions and government policies around the world.

Finally, when investing in a Gold IRA there are no limits on how much an individual can contribute each year and you do not have to pay taxes on gains until funds are withdrawn at retirement age (59½). This makes them an attractive option for those looking for long-term growth potential without worrying about immediate tax implications associated with traditional investments such as stocks or mutual funds.

Gold IRAs are a great way to protect your wealth from inflation and recession, but there are other investment strategies available such as money market fund and fractional ownership which can help diversify your portfolio.

Key Takeaway:

Gold IRAs offer investors a great way to diversify their portfolios and protect their wealth from inflation and economic downturns. Key advantages include:

- Diversification across different asset classes

- Liquidity

- Can be sold for cash easily without large fees or taxes 

- Tangible assets with stability compared to paper currency -

No limits on how much you can contribute each year, no immediate tax implications.

Fractional Ownership

Fractional ownership is a great way to enjoy the benefits of owning an expensive asset without having to pay for it in full. It allows you to share the cost with others and gives you flexibility when it comes to how much time you want to use the asset. For example, if you wanted to own a vacation home but couldn’t afford it outright, fractional ownership could be an ideal solution. You can purchase a portion of the property along with other owners and have access whenever you choose.

In addition, many fractional ownership arrangements include professional management services that take care of maintenance and upkeep so that all owners don’t have to worry about these tasks themselves. This means less hassle for everyone involved since there won’t be any disagreements over who is responsible for what or how often certain tasks need completing.

When considering fractional ownership, make sure that all parties are aware of their rights and responsibilities as well as any potential risks associated with sharing an asset like this. Also, keep in mind that some assets may require additional insurance coverage or special permits depending on where they are located or used—this should also be discussed ahead of time before signing any agreements related to fractional ownership.

Fractional ownership is an excellent way to diversify and spread out risk, but for those looking for a more unique investment option, a crypto IRA may be the right choice.

Key Takeaway:

Fractional ownership is a great way to enjoy the benefits of owning an expensive asset without having to pay for it in full. It offers flexibility, professional management services, and shared responsibility among owners. However, all parties should be aware of their rights and responsibilities as well as any potential risks before signing any agreements related to fractional ownership as every form of investing involves risk. 

Crypto IRA

Crypto IRAs are investment accounts that hold cryptocurrencies as the underlying assets. This type of investment has become increasingly popular in recent years due to its potential for high returns, diversification benefits, and cutting-edge technology.

Cryptocurrencies have seen tremendous price appreciation in the past, making them attractive investments for those looking to generate wealth over time. While they are also very volatile and can be risky investments, they offer investors an opportunity to gain exposure to a unique asset class with potentially higher returns than traditional stocks or bonds.

Diversification is another benefit of investing in crypto IRAs; since these assets often have low correlations with other asset classes like stocks or bonds, adding them into your portfolio can help reduce overall risk while still allowing you to capture some upside potential from the market's movements. Additionally, many investors find the technology behind cryptocurrencies to be innovative and exciting, making it an attractive option for those looking for cutting-edge investments.

Many investors find the technology behind cryptocurrencies exciting and innovative. Crypto IRAs allow you to invest in this space without having to understand all of the technical details involved; instead, you simply need to choose which cryptocurrency you want your funds invested in and then let your custodian handle all of the rest.

It is important to note that crypto IRAs come with their own set of risks; like any other type of investment, there is no guarantee that it will be successful or profitable over time, so it is essential that investors do their research before committing any money into this type of account. Additionally, taxes on gains made within a crypto IRA may vary depending on where you live, so make sure you understand how these rules apply before investing any money into one of these accounts.

Crypto IRAs are a great way to invest money in digital currencies and diversify your portfolio, but high-yield savings accounts can also offer you an alternative means of protecting your wealth.

Key Takeaway:

Crypto IRAs offer investors a unique opportunity to gain exposure to an asset class with potentially higher returns than traditional stocks or bonds, as well as diversification benefits and cutting-edge technology. However, it is important for investors to understand the risks involved before investing in this type of account, including potential taxes on gains and market volatility.

High-Yield Savings Accounts

High-yield savings accounts are a great means to save money and protect your wealth from inflation and recession. These types of accounts offer higher returns than traditional savings accounts, making them an attractive option for long-term saving or as an emergency fund.

A high-yield savings account is a kind of savings account that receives a higher interest rate than a traditional savings account. The amount of interest you earn depends on the bank or financial institution offering the account, but it can be significantly more than what you would get with a regular savings account.

One major benefit of high-yield savings accounts is that they are FDIC-insured for up to $250,000 per depositor. This means that your money is backed by the government in case something happens to the bank where you have your money deposited. This gives peace of mind knowing that your funds are safe even if there’s an economic downturn or other unforeseen events.

Another advantage is liquidity; you can easily access your money through an ATM or online banking system whenever needed without having to wait days for approval as some investments require. This makes these types of accounts ideal for short-term needs such as unexpected expenses or bills due soon after payday when cash flow might be tight otherwise.

High-yield savings accounts can also provide tax benefits depending on how much income you make each year and which state you live in since most states exempt interest earned from taxes up to certain amounts annually (check with local laws). So not only do these types of accounts offer greater returns than regular ones but they may also help reduce taxable income at tax time too!

Overall, high-yield saving accounts are one-way individuals looking for investment strategies can protect their wealth from inflation and recession while still earning good returns on their deposits over time - plus they're easy to access when needed as well.

High-yield savings accounts are an amazing way to grow your money while keeping it safe, but they may not be enough to protect your wealth from inflation and recession. Now let's take a look at REIT index funds as another potential investment strategy.

Key Takeaway:

High-yield savings accounts are a great way to save money and protect wealth from inflation and recession. They offer higher returns than traditional savings accounts, FDIC insurance of up to $250,000 per depositor, easy access to funds through ATMs or online banking systems, plus potential tax benefits depending on income levels and local laws.

REIT Index Fund

REIT index funds provide investors with a diversified portfolio of real estate assets. These funds are overseen by professional fund managers who make decisions about which REITs (Real Estate Investment Trusts) to invest in, and when to buy or sell them. This means that investors don’t have to worry about researching individual REITs or making their own investment decisions.

The primary benefit of investing in a REIT index fund is the potential for passive income. Unlike stocks and bonds, which typically generate returns through capital gains, REITs generate income through rent payments from tenants. The rental income is then distributed to shareholders as dividends on a regular basis, providing an ongoing source of passive income for investors.

Another advantage of investing in a REIT index fund is that it provides exposure to multiple types of real estate investments at once. For example, some funds may include residential properties such as apartment buildings and single-family homes; commercial properties such as office buildings and shopping centers; industrial properties such as warehouses; or even specialized property types like data centers or medical facilities. By diversifying across different asset classes, investors can reduce risk while still enjoying the potential rewards associated with real estate investments.

Finally, since these funds are professionally managed by experienced fund managers who actively monitor market conditions and adjust portfolios accordingly, they can help protect against volatility in the stock market—which can be especially beneficial during times of economic uncertainty or recessionary periods when other investments may not perform as well.

REIT Index Funds are a great way to diversify your portfolio and invest in real estate, but it's important to consider other investment options such as S&P 500 Index Funds.

Key Takeaway:

Investing in a REIT index fund can provide investors with passive income, diversification across different asset classes, and protection from stock market volatility. Benefits include:

- Regular dividend payments from rental income

- Exposure to multiple types of real estate investments

- Professional management by experienced fund managers

S&P 500 Index Funds

The S&P 500 Index Funds are a stock market index that consists of 500 large publicly traded companies in the United States. It is a type of mutual fund or exchange-traded fund. The index funds track the performance of the S&P 500. Investing money in an S&P 500 index fund offers investors diversification and exposure to a broad range of stocks across different sectors, industries, and sizes.



The S&P 500 includes many different types of stocks from various sectors, industries, and sizes which helps reduce the risk for investors by spreading out their investments over multiple asset classes. This means that if one sector or industry performs poorly it won’t have as much impact on your overall portfolio because you are invested in other areas as well.


Low Fees

Mutual funds typically charge fees based on assets under management (AUM) but with an ETF like an S&P500 Index Fund these fees can be significantly lower than those charged by actively managed funds due to its passive nature. This allows investors to keep more money in their pocket while still getting access to a wide variety of stocks without having to pay higher fees associated with active management strategies.


Tax Efficiency

Since ETFs are passively managed they tend to generate fewer capital gains taxes compared to actively managed funds since there isn’t any buying and selling going on within the fund itself which would trigger taxable events for shareholders who own shares at year-end when distributions occur.

Exchange-traded funds offer greater liquidity than traditional mutual funds since they trade throughout the day just like individual stocks do. This means that an individual can buy or sell whenever you want during trading hours instead of waiting until after markets close, as is the case with most mutual funds where trades settle only once per day at 4 pm EST.

Historically, investing in an S&P 500 Index Fund has been proven to be one of the best ways for long-term growth. This is mainly because of its ability to track this benchmark closely over time while also providing exposure to some lesser-known names that may not be included among larger cap indices like the Dow Jones Industrial Average (DJIA).

Investing in S&P 500 Index Funds can be a great way to protect your wealth from inflation and recession, while also offering the potential for growth. Real Estate Rentals are another option that may offer similar benefits.

Key Takeaway:

The S&P 500 Index Fund is a great way to invest for long-term growth due to its diversification, low fees, tax efficiency, and liquidity. Investing in this fund gives investors access to a wide range of stocks from different sectors, industries, and sizes while also allowing them to keep more money in their pockets by avoiding higher fees associated with actively managed funds. Additionally, it provides greater liquidity than traditional mutual funds since ETFs trade throughout the day just like individual stocks do.

Real Estate Rentals

Real estate rentals refer to the practice of purchasing a property and renting it out to tenants. This can be an effective way for investors to generate passive income while also potentially increasing their wealth over time. Real estate rental investments are typically long-term investments, as they require significant upfront capital and ongoing maintenance costs.

When considering real estate rentals, there are several factors that should be taken into account. First, investors must determine what type of property they would like to purchase – residential or commercial. Residential properties tend to have lower initial investment costs but may not provide as much potential return on investment (ROI) as commercial properties do. Additionally, investors must consider the location of the property when making their decision; certain areas may offer higher rental rates than others due to local demand or other factors such as proximity to amenities or transportation options.

In addition, it is important for investors to understand all associated costs with owning a rental property before investing in one. These include mortgage payments (if applicable), insurance premiums, taxes, repairs/maintenance expenses, and more. It is also important for landlords to familiarize themselves with local laws regarding tenant rights and landlord responsibilities so that they can ensure compliance at all times during tenancy agreements. Finally, landlords should always conduct thorough background checks on prospective tenants prior to signing any lease agreement in order to protect both parties involved from any potential legal issues down the line.

Overall, real estate rentals can be an excellent source of passive income if done correctly; however, it requires significant research beforehand in order for investors to reap maximum returns on their investments over time and avoid any potential legal issues.

Key Takeaway:

Real estate rentals can be an effective way for investors to generate passive income and increase their wealth over time. However, it is important for investors to consider several factors before investing in a rental property such as type of property (residential vs commercial), location, associated costs (mortgage payments, insurance premiums, taxes, etc.), and tenant rights. Additionally, landlords should always conduct thorough background checks on prospective tenants prior to signing any lease agreement.


In conclusion, there are many investment ideas available to protect your wealth from inflation and a recession. Gold IRA investments can provide you with long-term stability and growth potential, while fractional ownership of assets can help diversify your portfolio. Crypto IRAs offer the potential for higher returns but also come with more risk. High-yield savings accounts may be suitable for those who want to keep their money liquid, while REIT index funds and S&P 500 index funds are good options for passive investors looking to track the stock market. Finally, real estate rentals can provide steady income streams over time as well as capital appreciation when done correctly. Ultimately, it is important to consider all of these investment ideas before making any decisions in order to ensure that you make the best choice for your financial goals.


What are 3 good investments?

1. Stocks: Investing in stocks is a great way to build wealth over time as the stock market has historically outperformed inflation. Diversifying your portfolio with different types of stocks can help reduce risk and increase returns.

2. Bonds: Bonds are an attractive investment option for those looking for steady, reliable income from their investments. They also provide protection against inflation since bond prices typically rise when interest rates fall.

3. Precious Metals: Gold and other precious metals have long been used as a hedge against economic uncertainty and currency devaluation, making them ideal investments during times of recession or high inflation. Additionally, gold is seen as a safe-haven asset that retains its value even in volatile markets due to its finite supply and strong demand globally

What is the best investment of money?

The best investment of money depends on the individual's financial goals and risk tolerance. Generally, a piece of good investment advice and recommendation is having a diversified portfolio to spread out risk and maximize returns. Investing in stocks, bonds, mutual funds, real estate, precious metals like silver or gold and other assets can provide stability during times of economic uncertainty. Additionally, investing in yourself through education or business opportunities can be beneficial for long-term wealth generation. Ultimately the best investment strategy is one that meets your personal needs while also protecting against inflation and recessionary risks. You should also decide whether you want to do a one-time investment or set up automatic monthly investments.

What is a good idea to invest in?

Generally, diversifying your portfolio with a mix of stocks, bonds, mutual funds, real estate investments, and precious metals can help protect you from inflation and recession. Investing in gold is often seen as a safe-haven asset that can provide stability during times of economic uncertainty. Additionally, investing in dividend-paying stocks or high-yielding bonds may be beneficial for generating income over the long term. Ultimately, it's important to do research and consult with an experienced financial advisor before making any major decisions about where to invest your money.

What are the top 5 best investments?

1. Stocks: Investing in stocks can be a huge way to generate wealth over the long term, as they have historically outperformed inflation and other investments.

2. Bonds: Bonds are a low-risk investment option that provides a regular income and protects against inflation. They also tend to perform well during recessions.

3. Real Estate: Investing in real estate is another good way to generate wealth and protect it from inflation, as property values tend to increase over time with proper management of the asset.

4. Precious Metals: Gold and silver are two of the most popular precious metals for individuals looking for an alternative form of protection from economic downturns or currency devaluation due to their historical stability in value over time periods when other assets may decline significantly in value quickly.

5. Mutual Funds/ETFs: Mutual funds and ETFs offer diversification benefits which can help reduce risk while providing potential returns on your investments depending on how you choose them wisely.

Andrew's Gold IRA Pick

Augusta Precious Metals is the most trusted gold IRA company